THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly preferring to digital channels for their financial needs. This shift has led to a decrease in branch establishments, and many institutions are merging existing branches to reduce costs. How

Free cash flow (FCF) is a crucial metric for investors and business operators alike. It demonstrates the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can indicate a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and optimally m